PL

PortfolioLogica

Strategic Asset Allocation

Efficient Frontier

Strategic Asset Allocation

Portfolio risk and return

2026 portfolio metrics are shown for the model portfolios. Asset-class points are included for reference

3.0%5.1%7.2%9.2%11.3%0.9%6.5%12.1%17.6%23.2%Expected RiskExpected Return

Illustrative Outcome Range

20-Year Wealth Projection

Illustrative range of outcomes using monthly modelling from portfolio return and risk assumptions.

Median Value At Year 20

$4,280,588

10th Percentile

$2,480,285

90th Percentile

$7,433,272

Probability Of Meeting Goal

Add goal

Probability of finishing at or above the target wealth value.

Probability Of Target Return

Add target

Probability of achieving or exceeding the target annualised return over the projection horizon.

Balanced Macquarie portfolio metrics.
$8.2M$6.1M$4.1M$2M$005101520
Light grey lines show a small handful of illustrative simulated examples from the same model as the percentile range. The shaded band shows the 10th to 90th percentile range of the full simulated distribution, so a few individual paths may sit outside it because they are specific examples rather than percentile boundaries. Results are illustrative and not forecasts.

Portfolio Range

Select a Macquarie portfolio from the frontier or the cards below. The sequence moves from stronger capital stability toward greater long-term growth exposure.

Conservative

A defensive portfolio mix with a stronger focus on capital stability and income resilience.

3 years

Expected return

6.0%

Expected risk

4.1%

CPI+

3.5%

1Y return range (68%)

1.9% to 10.1%

Prob. of loss (1Y)

7%

Moderate

A balanced defensive-to-growth mix for clients seeking measured long-term progress.

5 years

Expected return

7.1%

Expected risk

7.0%

CPI+

4.6%

1Y return range (68%)

0.1% to 14.1%

Prob. of loss (1Y)

16%

Balanced

An even-handed strategic allocation for clients who need both growth potential and diversification support.

6 years

Expected return

7.8%

Expected risk

9.3%

CPI+

5.3%

1Y return range (68%)

-1.5% to 17.1%

Prob. of loss (1Y)

20%

Growth

A higher-growth portfolio mix for clients with stronger return objectives and longer time horizons.

7 years

Expected return

8.4%

Expected risk

11.4%

CPI+

5.9%

1Y return range (68%)

-3.0% to 19.8%

Prob. of loss (1Y)

23%

High Growth

A growth-led portfolio mix intended for clients with long horizons and greater tolerance for variability.

8 years

Expected return

8.6%

Expected risk

12.7%

CPI+

6.1%

1Y return range (68%)

-4.1% to 21.3%

Prob. of loss (1Y)

25%